Hemisphere Risk Solutions was shaped because of frustration with the industries involved, experience in insurance and banking, and the wonderfully nerve-wrecking experience of building a house.

Great modularised solutions do exist in South Africa, allowing you to obtain a home, protecting a home, maintaining a home and improving a home. All of these, like most things in life, cost money and leaves much to be desired.

The challenge was to fill the gaps between the options. Once you've purchased and financed a home, where do you start to ensure this new and probably biggest investment? Will it be well protected, maintained according to minimum requirements? Will improvements be done without incurring unnecessary costs, frustrations and delays?

What are your rights and responsibilities and what are the most common traps?

Hemisphere provides answers to these questions and offers solutions - from reminders of when to do what, to savings on property related products and services. It even extends to the most comprehensive insurance available on your property.